About the Course
Credit plays an important role in everyday financial life. From renting an apartment to buying a car or qualifying for a loan, your credit history and credit score can affect many financial opportunities. This online course introduces the fundamentals of credit, explains how credit scores are calculated, and teaches practical strategies for building and maintaining strong credit habits. Throughout this course, you will learn how lenders evaluate creditworthiness, what factors influence credit scores, and how responsible financial decisions can help improve long-term financial stability. By the end of the course, you will have a clearer understanding of how to manage credit wisely and avoid common credit mistakes. By the end of this course, you will be able to: 1. Define credit and explain why it is important 2. Describe what a credit score is and how it is used 3. Identify the major credit score ranges 4. Explain the five components that make up a credit score 5. Understand how payment history and debt impact credit scores 6. Recognize habits that help maintain good credit 7. Identify actions that may negatively affect credit 8. Develop strategies for monitoring and improving personal credit health